• Novate can be used to help acquirers prolong the life of their technology investment. It is designed as a flexible service layer to integrate with your existing architecture, enabling fast, cost-effective and safe changes to your payment system.

  • Processors seeking to make changes to their switch – however small – are facing high costs and lengthy delays. Novate from Aviso acts as a service layer which integrates with existing technology – facilitating change that doesn’t break the bank.

  • Large retailers are looking to cut payment processing costs while also driving new revenue streams. Where the existing switching system is making this difficult, Novate can be ‘wrapped around’ the system to increase flexibility without impacting on performance or availability.

  • Emerging card schemes are facing difficulties when target acquirers and issuers systems are inflexible, and costly to adapt to accept new message protocols. Novate can be used to solve this problem, by ‘wrapping around’ existing systems to provide the message conversion functionality required.

  • Card issuers must devote significant resources to maintaining compliance, often at the cost of innovation. Novate is designed as a flexible service layer that can be wrapped around existing systems to facilitate the change required.